AndChill documents how one working PM evaluates real Canadian business listings, pressure-tests the financing, and uses ordinary automation and AI to improve businesses that already work. Free tools first. A conversation when it's useful.
The headline multiple looks attractive. The owner-replacement scenario asks a harder question.
Pressure-test the listing →Find automation opportunities, price a project, normalize SDE, run diligence and plan the first 100 days.
Explore every guide →You don't need an AI strategy. You need to know whether the thing eating your team's time this week is worth fixing with AI, ordinary automation, or not at all-and what that would actually cost.
Bring one workflow to a free 15-minute call. No deck, no pitch: a straight answer, and a next step only if it makes sense.
Open a real listing next to the free calculator. Normalize the earnings, fund the manager you'll need, and see what's left after debt - before you talk to a broker.
Build before you subscribe. Every tool here was built before paying for the SaaS version. Use the useful 80% free; if you outgrow it, you'll know exactly what you need to pay for.
Normalize earnings, add the costs you will really need, structure the purchase and see what remains after debt.
Learn how cash flow, financing and operations fit together before you consider buying a business.
The best parts of Salesforce, HubSpot and similar CRMs, shaped for SMEs that need a solid CRM core.
The parts of Jira/Asana/Trello/MS Project an SME team actually needs - nothing else.
Side project: Fourward, a workout + food tracker built with the same build-before-you-subscribe habit - the operating discipline pointed at yourself.
Includes the editable resource and a plain-English setup guide.
| Revenue | $1,000,000 |
| Cost of Goods Sold | ($400,000) |
| Gross Profit | $600,000 |
| Advertising (Google Ads, social) | ($40,000) |
| Software & CRM | ($15,000) |
| Rent | ($90,000) |
| Utilities | ($25,000) |
| Payroll (includes $100,000 owner's salary) | ($285,000) |
| Insurance | ($25,000) |
| Bank Charges & Fees | ($10,000) |
| Net Income | $110,000 |
| + Owner's Salary (add-back) | $100,000 |
| SDE | $210,000 |
These aren't add-on services bolted onto a consulting pitch. They're the same categories that show up over and over in the AI Cases below - real businesses saving real time and money.
Connected customer data and automation across HubSpot, Workato, Gong and AWS.
Added AI-generated summaries to the customer-support workflow.